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Madras Co-Operative Societies Act 1961

Money-lenders’ Credit: Prior to the introduction of Co-operative Credit, the only source of credit available for the ryots in the villages and the artisans in the towns was that given by the money-lenders. But the money-lenders’ terms are always extortionate as he charges a higher rate of interest in order to protect himself against possible losses as the lender has to depend on his own capital. This source of credit has the further disadvantage of being some- times insufficient to meet all the demands.

Additional information

Author

M. A. Victor

Accession No

24614

Language

English

Number Of Pages

646

Title_transliteration

Meṭrās kūṭṭuṟavu caṅkaṅkaḷ caṭṭam 1961

Publisher

Palaniyappa Press

Publishing Year

1965

Gener

Book

Categories: , , Tags: , , Product ID: 25809

Description

The Deccan Riots of 1875 brought the problem of agricultural indebtedness to the forefront. A committee appointed to make inquiries into the causes of discontent recommended that suitable measures should be adopted to provide financial relief to the agriculturists. As a result, the Deccan Agriculturists’ Relief Act was passed in 1879. :Subsequently, in 1882, Sir Willian Wedderburn and Justice IRanade were deputed by the Bombay Government to investigate the problem of agricultural indebtedness and to suggest ways and means of ameliorating the economic conditions of the rural classes. After a detailed enquiry,
they suggested the establishment of Agricultural Banks for advancing loans to the cultivators. Though this Scheme did not materialise, its essentials were embodied in the Land Improvement Loans Act 19 of 1883 and the Agricul- turists’ Loans Act 12 of 1884.

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